/* ==========================================================================
   BSUREE — Design System
   Elegant, trustworthy, dimensional. Navy/teal + gold accent on warm ivory.
   ========================================================================== */

:root {
  /* Palette */
  --navy-900: #081a33;
  --navy-800: #0b2545;
  --navy-700: #123a63;
  --navy-600: #1c4d7a;
  --teal-700: #0b5c58;
  --teal-600: #0f6f6a;
  --teal-500: #12857f;
  --teal-400: #3aa39d;
  --gold-600: #9c7b12;
  --gold-500: #c9a227;
  --gold-400: #e7c873;
  --gold-200: #f5e6b8;
  --ivory-100: #fbf8f2;
  --ivory-200: #f5f0e6;
  --ivory-300: #ede5d3;
  --ink-900: #17202b;
  --ink-700: #333f4d;
  --ink-500: #5b6472;
  --ink-300: #8b93a0;
  --line-200: #e7e2d6;
  --line-300: #d9d2c0;
  --white: #ffffff;
  --whatsapp: #25d366;
  --whatsapp-dark: #1da851;
  --success-bg: #eaf7f1;
  --warn-500: #b5651d;

  /* Type */
  --font-display: "Fraunces", "Iowan Old Style", Georgia, serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  /* Scale */
  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-pill: 999px;

  --shadow-sm: 0 2px 8px rgba(8, 26, 51, 0.06);
  --shadow-md: 0 8px 24px rgba(8, 26, 51, 0.10);
  --shadow-lg: 0 20px 48px rgba(8, 26, 51, 0.16);
  --shadow-gold: 0 10px 30px rgba(201, 162, 39, 0.28);
  --shadow-inset: inset 0 1px 0 rgba(255, 255, 255, 0.4);

  --container: 1240px;
  --container-narrow: 800px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { max-width: 100%; overflow-x: hidden; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink-900);
  background: var(--ivory-100);
  -webkit-font-smoothing: antialiased;
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol { padding: 0; margin: 0; list-style: none; }
h1, h2, h3, h4, h5 { font-family: var(--font-display); color: var(--navy-800); margin: 0 0 0.5em; line-height: 1.2; font-weight: 600; }
p { margin: 0 0 1em; }
button { font-family: inherit; cursor: pointer; }
input, select, textarea { font-family: inherit; }

.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: var(--container-narrow); margin: 0 auto; padding: 0 24px; }

.visually-hidden {
  position: absolute; width: 1px; height: 1px; overflow: hidden;
  clip: rect(0 0 0 0); white-space: nowrap;
}

/* ---------- Skip link ---------- */
.skip-link {
  position: absolute; left: -999px; top: 0; background: var(--navy-800); color: #fff;
  padding: 12px 20px; z-index: 200; border-radius: 0 0 8px 0;
}
.skip-link:focus { left: 0; }

/* ==========================================================================
   Header / Navigation
   ========================================================================== */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(251, 248, 242, 0.82);
  backdrop-filter: blur(14px) saturate(140%);
  -webkit-backdrop-filter: blur(14px) saturate(140%);
  border-bottom: 1px solid rgba(217, 210, 192, 0.6);
}
.nav-row { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 10px; flex-wrap: nowrap; }
.brand { display: flex; align-items: center; gap: 8px; font-family: var(--font-display); font-weight: 700; font-size: 1.24rem; color: var(--navy-800); flex-shrink: 0; white-space: nowrap; }
.brand img { width: 36px; height: 36px; flex-shrink: 0; }
.brand .tagline { display: block; font-family: var(--font-body); font-weight: 500; font-size: 0.6rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--teal-600); white-space: nowrap; }

.main-nav { display: flex; align-items: center; gap: 2px; min-width: 0; }
.main-nav > ul { display: flex; align-items: center; gap: 1px; flex-wrap: nowrap; }
.main-nav a.nav-link {
  padding: 8px 9px; border-radius: var(--radius-pill); font-weight: 500; font-size: 0.86rem;
  color: var(--ink-700); transition: background 0.15s, color 0.15s; white-space: nowrap;
  display: flex; align-items: center; gap: 2px;
}
.main-nav a.nav-link:hover, .main-nav a.nav-link:focus-visible { background: var(--ivory-300); color: var(--navy-800); }
.has-mega { position: relative; }
.mega-panel {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%);
  width: 560px; max-width: 90vw; background: var(--white); border-radius: var(--radius-md); box-shadow: var(--shadow-lg);
  border: 1px solid var(--line-200); padding: 18px; display: none; grid-template-columns: 1fr 1fr; gap: 6px 16px;
}
.mega-panel.align-right { left: auto; right: 0; transform: none; }
.has-mega:hover .mega-panel, .has-mega:focus-within .mega-panel { display: grid; }
.mega-panel a { display: flex; align-items: center; gap: 10px; padding: 9px 10px; border-radius: 10px; color: var(--ink-700); font-size: 0.9rem; }
.mega-panel a:hover { background: var(--ivory-200); color: var(--navy-800); }
.mega-panel a .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--teal-500); flex-shrink: 0; }
.mega-panel a .dot.gold { background: var(--gold-500); }
.mega-panel a.mega-cta {
  grid-column: 1 / -1; margin-top: 6px; padding-top: 14px; border-top: 1px solid var(--line-200);
  font-weight: 600; color: var(--teal-700); justify-content: space-between;
}
.mega-panel a.mega-cta svg { width: 14px; height: 14px; }

.nav-cta { display: flex; align-items: center; gap: 8px; flex-shrink: 0; }
.nav-cta .btn-text-label.btn-sm { padding: 9px 14px; }
.nav-toggle {
  display: none; background: none; border: 1px solid var(--line-300); border-radius: 10px; width: 44px; height: 44px;
  align-items: center; justify-content: center;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  content: ""; display: block; width: 20px; height: 2px; background: var(--navy-800); position: relative; transition: 0.2s;
}
.nav-toggle span::before { position: absolute; top: -6px; }
.nav-toggle span::after { position: absolute; top: 6px; }

@media (max-width: 1320px) {
  .nav-cta .btn-text-label { display: none; }
}
@media (max-width: 980px) {
  .main-nav { position: fixed; inset: 76px 0 0 0; background: var(--ivory-100); flex-direction: column; align-items: stretch;
    padding: 20px; overflow-y: auto; transform: translateX(100%); transition: transform 0.25s ease; }
  .main-nav.open { transform: translateX(0); }
  .main-nav > ul { flex-direction: column; align-items: stretch; gap: 2px; }
  .main-nav a.nav-link { white-space: normal; }
  .mega-panel { position: static; display: none !important; box-shadow: none; border: none; width: auto; transform: none; grid-template-columns: 1fr; padding: 4px 0 4px 16px; }
  .has-mega.open .mega-panel { display: grid !important; }
  .nav-toggle { display: inline-flex; }
}
@media (max-width: 480px) {
  .brand .tagline { display: none; }
  .nav-cta { gap: 6px; }
  .nav-row { gap: 8px; }
  .wa-label { display: none; }
  .nav-cta .btn-whatsapp { padding: 11px; }
}

/* ==========================================================================
   Buttons
   ========================================================================== */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 13px 26px; border-radius: var(--radius-pill); font-weight: 600; font-size: 0.96rem;
  border: none; transition: transform 0.15s, box-shadow 0.15s, background 0.15s; white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn-primary {
  background: linear-gradient(135deg, var(--teal-500), var(--teal-700));
  color: #fff; box-shadow: var(--shadow-md), var(--shadow-inset);
}
.btn-primary:hover { box-shadow: var(--shadow-lg); transform: translateY(-1px); }
.btn-whatsapp {
  background: linear-gradient(135deg, #2fe07a, var(--whatsapp-dark));
  color: #fff; box-shadow: 0 10px 26px rgba(37, 211, 102, 0.35);
}
.btn-whatsapp:hover { box-shadow: 0 14px 34px rgba(37, 211, 102, 0.45); transform: translateY(-1px); }
.btn-gold {
  background: linear-gradient(135deg, var(--gold-400), var(--gold-600));
  color: var(--navy-900); box-shadow: var(--shadow-gold);
}
.btn-outline {
  background: transparent; border: 1.5px solid var(--line-300); color: var(--navy-800);
}
.btn-outline:hover { border-color: var(--teal-500); background: var(--ivory-200); }
.btn-outline-light { background: rgba(255,255,255,0.08); border: 1.5px solid rgba(255,255,255,0.35); color: #fff; }
.btn-outline-light:hover { background: rgba(255,255,255,0.16); }
.btn-sm { padding: 9px 18px; font-size: 0.86rem; }
.btn-lg { padding: 17px 34px; font-size: 1.06rem; }
.btn-block { width: 100%; }
.btn svg, .btn img.btn-icon { width: 20px; height: 20px; }

/* ==========================================================================
   Hero
   ========================================================================== */
.hero {
  position: relative; overflow: hidden; padding: 68px 0 90px;
  background: radial-gradient(1100px 600px at 15% -10%, #163f68 0%, var(--navy-800) 46%, var(--navy-900) 100%);
  color: #fff;
}
.hero::before, .hero::after {
  content: ""; position: absolute; border-radius: 50%; filter: blur(60px); opacity: 0.55; pointer-events: none;
}
.hero::before { width: 480px; height: 480px; background: radial-gradient(circle, var(--teal-500), transparent 70%); top: -160px; right: -120px; }
.hero::after { width: 380px; height: 380px; background: radial-gradient(circle, var(--gold-500), transparent 70%); bottom: -180px; left: 8%; opacity: 0.28; }
.hero-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.18); padding: 7px 16px; border-radius: var(--radius-pill);
  font-size: 0.82rem; font-weight: 600; letter-spacing: 0.03em; margin-bottom: 22px; backdrop-filter: blur(6px);
}
.hero-eyebrow .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--gold-400); box-shadow: 0 0 0 4px rgba(231,200,115,0.22); }
.hero h1 { color: #fff; font-size: clamp(2.1rem, 4vw, 3.15rem); margin-bottom: 20px; letter-spacing: -0.01em; }
.hero h1 em { font-style: normal; color: var(--gold-400); }
.hero-sub { font-size: 1.14rem; color: rgba(255,255,255,0.82); max-width: 540px; margin-bottom: 32px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 34px; }
.hero-trust-row { display: flex; flex-wrap: wrap; gap: 22px; font-size: 0.86rem; color: rgba(255,255,255,0.72); }
.hero-trust-row span { display: flex; align-items: center; gap: 7px; }
.hero-trust-row svg { width: 16px; height: 16px; color: var(--gold-400); flex-shrink: 0; }

.hero-visual { position: relative; perspective: 1400px; }
.hero-card {
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.18);
  border-radius: var(--radius-lg); padding: 26px; backdrop-filter: blur(16px);
  box-shadow: 0 30px 70px rgba(4,18,42,0.45);
  transform: rotateY(-8deg) rotateX(4deg); transition: transform 0.4s ease;
}
.hero-visual:hover .hero-card { transform: rotateY(-3deg) rotateX(1deg) translateY(-4px); }
.hero-card img { border-radius: var(--radius-md); }
.hero-float-badge {
  position: absolute; background: #fff; color: var(--navy-800); border-radius: var(--radius-md);
  padding: 14px 18px; box-shadow: var(--shadow-lg); display: flex; align-items: center; gap: 12px;
  font-size: 0.86rem; font-weight: 600; max-width: 220px;
}
.hero-float-badge.b1 { top: -22px; left: -30px; }
.hero-float-badge.b2 { bottom: -24px; right: -20px; }
.hero-float-badge .icon-chip { width: 40px; height: 40px; border-radius: 12px; flex-shrink: 0; }

/* Inner page hero (smaller) */
.page-hero {
  position: relative; overflow: hidden; padding: 40px 0 54px;
  background: linear-gradient(160deg, var(--navy-800), var(--navy-900));
  color: #fff;
}
.page-hero::before {
  content: ""; position: absolute; width: 420px; height: 420px; border-radius: 50%;
  background: radial-gradient(circle, var(--teal-500), transparent 70%); opacity: 0.4; filter: blur(50px);
  top: -200px; right: -80px;
}
.page-hero .container { position: relative; z-index: 2; }
.page-hero h1 { color: #fff; font-size: clamp(1.7rem, 3.2vw, 2.5rem); margin-bottom: 12px; }
.page-hero p.lead { color: rgba(255,255,255,0.8); max-width: 640px; font-size: 1.05rem; margin-bottom: 0; }

.breadcrumbs { display: flex; flex-wrap: wrap; gap: 6px; font-size: 0.82rem; margin-bottom: 18px; color: rgba(255,255,255,0.6); }
.breadcrumbs a { color: rgba(255,255,255,0.75); }
.breadcrumbs a:hover { color: var(--gold-400); }
.breadcrumbs .sep { opacity: 0.5; }
.breadcrumbs.on-light { color: var(--ink-500); }
.breadcrumbs.on-light a { color: var(--ink-500); }
.breadcrumbs.on-light a:hover { color: var(--teal-600); }

/* ==========================================================================
   Sections & Layout
   ========================================================================== */
.section, .section-alt, .section-navy { padding: 84px 0; }
.section-sm { padding: 56px 0; }
.section-alt { background: var(--ivory-200); }
.section-navy { background: linear-gradient(160deg, var(--navy-800), var(--navy-900)); color: #fff; }
.section-navy h2, .section-navy h3 { color: #fff; }

.section-head { max-width: 680px; margin: 0 0 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.eyebrow {
  display: inline-block; font-size: 0.78rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--teal-600); margin-bottom: 12px;
}
.section-navy .eyebrow { color: var(--gold-400); }
.section-head h2 { font-size: clamp(1.5rem, 2.6vw, 2.1rem); }
.section-head p { color: var(--ink-500); font-size: 1.05rem; }
.section-navy .section-head p { color: rgba(255,255,255,0.75); }

.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

/* Sidebar/split layouts — replaces ad-hoc inline grid-template-columns so mobile stacking
   actually works (inline styles beat any class-based media query, so those never collapsed). */
.split-2-1 { grid-template-columns: 2fr 1fr; gap: 48px; align-items: flex-start; }
.split-1-1 { grid-template-columns: 1fr 1fr; gap: 40px; align-items: flex-start; }
.split-11-9 { grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
.split-13-85 { grid-template-columns: 1.3fr 0.85fr; gap: 40px; align-items: flex-start; }
.local-hero-grid { grid-template-columns: 1fr 0.9fr; gap: 56px; align-items: center; }

@media (max-width: 980px) {
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .hero-grid { grid-template-columns: 1fr; }
  .hero-visual { order: -1; max-width: 480px; margin: 0 auto; }
  .split-2-1, .split-1-1, .split-11-9, .split-13-85, .local-hero-grid { grid-template-columns: 1fr; }
}
@media (max-width: 640px) { .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; } }

/* ==========================================================================
   Cards
   ========================================================================== */
.grid-2, .grid-3, .grid-4 { perspective: 1400px; }
.card {
  background: var(--white); border-radius: var(--radius-lg); padding: 30px;
  box-shadow: var(--shadow-sm); border: 1px solid var(--line-200);
  transform-style: preserve-3d;
  transition: transform 0.35s cubic-bezier(0.2, 0.8, 0.2, 1), box-shadow 0.35s ease;
}
.card:hover {
  transform: translateY(-8px) rotateX(3deg) rotateY(-3deg) scale(1.015);
  box-shadow: 0 30px 54px rgba(8, 26, 51, 0.16);
}

/* ==========================================================================
   Category cards — large photo tiles with 3D hover tilt
   ========================================================================== */
.category-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; perspective: 1400px; }
@media (max-width: 980px) { .category-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .category-grid { grid-template-columns: 1fr; } }

.category-card {
  position: relative; display: block; border-radius: var(--radius-lg); overflow: hidden;
  aspect-ratio: 3 / 4; box-shadow: var(--shadow-md); transform-style: preserve-3d;
  transition: transform 0.4s cubic-bezier(0.2, 0.8, 0.2, 1), box-shadow 0.4s ease;
}
.category-card img {
  position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover;
  transition: transform 0.6s cubic-bezier(0.2, 0.8, 0.2, 1);
}
.category-card::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(185deg, rgba(8, 26, 51, 0) 28%, rgba(8, 26, 51, 0.58) 68%, rgba(6, 20, 40, 0.94) 100%);
}
.category-card .cat-icon {
  position: absolute; top: 16px; left: 16px; width: 46px; height: 46px; border-radius: 14px; z-index: 2;
  box-shadow: 0 10px 22px rgba(8, 26, 51, 0.35);
}
.category-card .cat-body { position: absolute; left: 0; right: 0; bottom: 0; padding: 20px; z-index: 2; }
.category-card h3 { color: #fff; font-size: 1.1rem; margin-bottom: 6px; }
.category-card p { color: rgba(255, 255, 255, 0.82); font-size: 0.84rem; margin-bottom: 12px; line-height: 1.5; }
.category-card .card-link { color: #fff; font-weight: 700; font-size: 0.84rem; display: inline-flex; align-items: center; gap: 6px; }
.category-card .card-link svg { width: 14px; height: 14px; transition: transform 0.2s; }
.category-card:hover {
  transform: translateY(-10px) rotateX(4deg) rotateY(-4deg) scale(1.02);
  box-shadow: 0 36px 64px rgba(8, 26, 51, 0.38);
}
.category-card:hover img { transform: scale(1.08); }
.category-card:hover .card-link svg { transform: translateX(4px); }

/* Floating 3D map card (Proudly Local section) */
.map-card-wrap { perspective: 1600px; }
.map-card {
  position: relative; border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: 0 40px 80px rgba(0, 0, 0, 0.45), 0 1px 0 rgba(255, 255, 255, 0.08) inset;
  transform: rotateY(-6deg) rotateX(3deg); transition: transform 0.5s cubic-bezier(0.2, 0.8, 0.2, 1);
}
.map-card-wrap:hover .map-card { transform: rotateY(-2deg) rotateX(1deg) translateY(-4px); }
.map-card img { width: 100%; display: block; }

.icon-tile { width: 56px; height: 56px; border-radius: 16px; margin-bottom: 18px; box-shadow: var(--shadow-md); }
.icon-tile.lg { width: 72px; height: 72px; border-radius: 20px; }

.service-card h3 { font-size: 1.14rem; margin-bottom: 8px; }
.service-card p { color: var(--ink-500); font-size: 0.94rem; margin-bottom: 16px; }
.service-card .card-link { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; color: var(--teal-600); font-size: 0.92rem; }
.service-card .card-link svg { width: 15px; height: 15px; transition: transform 0.2s; }
.service-card:hover .card-link svg { transform: translateX(4px); }

.card-glass {
  background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.14); border-radius: var(--radius-lg);
  padding: 28px; backdrop-filter: blur(10px);
}

/* Stat tiles */
.stat-tile { text-align: center; padding: 26px 16px; }
.stat-tile .num { font-family: var(--font-display); font-size: 2.3rem; font-weight: 700; color: var(--navy-800); display: block; }
.section-navy .stat-tile .num { color: var(--gold-400); }
.stat-tile .label { font-size: 0.88rem; color: var(--ink-500); }
.section-navy .stat-tile .label { color: rgba(255,255,255,0.72); }

/* Trust badge row */
.trust-strip { display: flex; flex-wrap: wrap; gap: 34px; align-items: center; justify-content: center; padding: 30px 0; }
.trust-strip .item { display: flex; align-items: center; gap: 10px; color: var(--ink-500); font-size: 0.9rem; font-weight: 600; }
.trust-strip svg { width: 22px; height: 22px; color: var(--teal-600); }

/* Process steps */
.steps { counter-reset: step; }
.step-item { display: flex; gap: 20px; position: relative; padding-bottom: 40px; }
.step-item:last-child { padding-bottom: 0; }
.step-item::before {
  counter-increment: step; content: counter(step);
  width: 44px; height: 44px; border-radius: 50%; flex-shrink: 0;
  background: linear-gradient(135deg, var(--teal-500), var(--navy-700)); color: #fff;
  display: flex; align-items: center; justify-content: center; font-weight: 700; font-family: var(--font-display);
  box-shadow: var(--shadow-md); position: relative; z-index: 2;
}
.step-item:not(:last-child)::after {
  content: ""; position: absolute; left: 22px; top: 44px; bottom: -6px; width: 2px;
  background: linear-gradient(var(--teal-500), var(--line-300));
}
.step-item h3 { font-size: 1.08rem; margin-bottom: 6px; }
.step-item p { color: var(--ink-500); margin: 0; }

/* CTA band */
.cta-band {
  position: relative; overflow: hidden; border-radius: var(--radius-lg); padding: 52px;
  background: linear-gradient(120deg, var(--teal-600), var(--navy-800));
  color: #fff; display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap;
  box-shadow: var(--shadow-lg);
}
.cta-band::after {
  content: ""; position: absolute; width: 320px; height: 320px; border-radius: 50%;
  background: radial-gradient(circle, var(--gold-400), transparent 70%); opacity: 0.3; filter: blur(40px);
  top: -140px; right: -60px;
}
.cta-band h2 { color: #fff; margin-bottom: 8px; font-size: 1.6rem; position: relative; z-index: 2; }
.cta-band p { color: rgba(255,255,255,0.82); margin: 0; max-width: 460px; position: relative; z-index: 2; }
.cta-band .cta-actions { display: flex; gap: 12px; flex-wrap: wrap; position: relative; z-index: 2; }

/* FAQ accordion */
.faq-list { border-top: 1px solid var(--line-200); }
.faq-item { border-bottom: 1px solid var(--line-200); }
.faq-q {
  width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 16px;
  padding: 22px 4px; background: none; border: none; text-align: left; font-weight: 600;
  font-size: 1.02rem; color: var(--navy-800); font-family: var(--font-body);
}
.faq-q .plus { width: 26px; height: 26px; border-radius: 50%; background: var(--ivory-300); flex-shrink: 0;
  display: flex; align-items: center; justify-content: center; position: relative; transition: transform 0.25s, background 0.25s; }
.faq-q .plus::before, .faq-q .plus::after { content: ""; position: absolute; background: var(--navy-800); border-radius: 2px; }
.faq-q .plus::before { width: 11px; height: 2px; }
.faq-q .plus::after { width: 2px; height: 11px; transition: transform 0.25s; }
.faq-item.open .faq-q .plus { background: var(--teal-500); }
.faq-item.open .faq-q .plus::before, .faq-item.open .faq-q .plus::after { background: #fff; }
.faq-item.open .faq-q .plus::after { transform: rotate(90deg) scaleY(0); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; }
.faq-a-inner { padding: 0 4px 22px; color: var(--ink-500); }
.faq-a-inner p:last-child { margin-bottom: 0; }

/* Comparison table */
.table-wrap { overflow-x: auto; border-radius: var(--radius-md); box-shadow: var(--shadow-sm); border: 1px solid var(--line-200); }
table.cmp-table { width: 100%; border-collapse: collapse; background: #fff; min-width: 560px; }
table.cmp-table th, table.cmp-table td { padding: 16px 18px; text-align: left; border-bottom: 1px solid var(--line-200); font-size: 0.94rem; }
table.cmp-table thead th { background: var(--navy-800); color: #fff; font-family: var(--font-display); font-weight: 600; }
table.cmp-table tbody tr:last-child td { border-bottom: none; }
table.cmp-table tbody tr:nth-child(even) { background: var(--ivory-200); }
table.cmp-table td:first-child, table.cmp-table th:first-child { font-weight: 600; color: var(--navy-800); }

/* Pills / badges */
.pill { display: inline-flex; align-items: center; gap: 6px; padding: 5px 13px; border-radius: var(--radius-pill); font-size: 0.78rem; font-weight: 600; }
.pill-teal { background: rgba(18,133,127,0.12); color: var(--teal-700); }
.pill-gold { background: rgba(201,162,39,0.15); color: var(--gold-600); }
.pill-navy { background: rgba(11,37,69,0.08); color: var(--navy-800); }

/* Do / Avoid boxes */
.dual-box { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
@media (max-width: 640px) { .dual-box { grid-template-columns: 1fr; } }
.box-do, .box-avoid { border-radius: var(--radius-md); padding: 24px; border: 1px solid var(--line-200); }
.box-do { background: var(--success-bg); border-color: #cdeadd; }
.box-avoid { background: #fbeee6; border-color: #f3d9c5; }
.box-do h4, .box-avoid h4 { display: flex; align-items: center; gap: 8px; font-size: 1rem; margin-bottom: 12px; font-family: var(--font-body); }
.box-do ul li, .box-avoid ul li { display: flex; gap: 10px; margin-bottom: 10px; font-size: 0.94rem; color: var(--ink-700); align-items: flex-start; }
.box-do ul li svg, .box-avoid ul li svg { width: 17px; height: 17px; flex-shrink: 0; margin-top: 2px; }
.box-do svg { color: var(--teal-600); }
.box-avoid svg { color: var(--warn-500); }

/* Prose / article content */
.prose { max-width: 760px; }
.prose h2 { font-size: 1.5rem; margin-top: 2em; }
.prose h3 { font-size: 1.2rem; margin-top: 1.6em; }
.prose p, .prose li { color: var(--ink-700); font-size: 1.02rem; }
.prose ul, .prose ol { padding-left: 1.4em; margin-bottom: 1em; }
.prose ul { list-style: disc; }
.prose ol { list-style: decimal; }
.prose li { margin-bottom: 0.5em; }
.prose blockquote { border-left: 3px solid var(--gold-500); padding: 4px 0 4px 20px; margin: 1.6em 0; font-style: italic; color: var(--ink-700); font-family: var(--font-display); font-size: 1.1rem; }
.prose a { color: var(--teal-700); text-decoration: underline; text-decoration-color: rgba(18,133,127,0.35); text-underline-offset: 3px; }
.prose strong { color: var(--navy-800); }

.toc { background: var(--ivory-200); border-radius: var(--radius-md); padding: 22px 26px; border: 1px solid var(--line-200); }
.toc h4 { font-family: var(--font-body); font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.05em; color: var(--teal-600); margin-bottom: 12px; }
.toc ul { display: flex; flex-direction: column; gap: 8px; }
.toc a { font-size: 0.92rem; color: var(--ink-700); }
.toc a:hover { color: var(--teal-700); }

/* Advisor / trust profile */
.advisor-card { display: flex; gap: 18px; align-items: flex-start; }
.advisor-card img { width: 64px; height: 64px; border-radius: 50%; box-shadow: var(--shadow-md); flex-shrink: 0; object-fit: cover; }
.advisor-card h4 { margin-bottom: 2px; font-size: 1rem; }
.advisor-card .role { color: var(--teal-600); font-size: 0.85rem; font-weight: 600; margin-bottom: 8px; display: block; }
.advisor-card p { color: var(--ink-500); font-size: 0.9rem; margin: 0; }

/* Case study card (no fabricated personal testimonials) */
.case-card {
  border-left: 4px solid var(--gold-500); padding: 22px 26px; background: var(--ivory-200);
  border-radius: 0 var(--radius-md) var(--radius-md) 0; box-shadow: var(--shadow-sm);
  transition: transform 0.3s cubic-bezier(0.2, 0.8, 0.2, 1), box-shadow 0.3s ease;
}
.case-card:hover { transform: translateY(-6px) translateX(2px); box-shadow: 0 24px 44px rgba(0, 0, 0, 0.28); }
.case-card .tag { color: var(--teal-700); font-weight: 700; font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 10px; display: block; }
.case-card p { color: var(--ink-700); margin-bottom: 10px; }
.case-card p:last-child { margin-bottom: 0; }

/* Local trust section — translucent pill links for districts/cities on a navy background */
.locale-pills { display: flex; flex-wrap: wrap; gap: 8px; }
.locale-pills a {
  padding: 8px 14px; border-radius: var(--radius-pill); background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.18); color: #fff; font-size: 0.85rem; font-weight: 600; transition: 0.15s;
}
.locale-pills a:hover { background: rgba(255,255,255,0.18); border-color: var(--gold-400); }
.locale-block { margin-bottom: 22px; }
.locale-block:last-child { margin-bottom: 0; }
.locale-block h4 { color: #fff; font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.05em; font-family: var(--font-body); margin-bottom: 12px; opacity: 0.8; }

/* Location / profession grids */
.tag-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
@media (max-width: 900px) { .tag-grid { grid-template-columns: repeat(2, 1fr); } }
.tag-grid a {
  display: flex; align-items: center; gap: 10px; padding: 14px 16px; background: #fff; border: 1px solid var(--line-200);
  border-radius: var(--radius-sm); font-weight: 600; font-size: 0.92rem; color: var(--navy-800); transition: 0.2s;
}
.tag-grid a:hover { border-color: var(--teal-500); box-shadow: var(--shadow-sm); transform: translateY(-2px); }
.tag-grid a svg { width: 17px; height: 17px; color: var(--teal-600); flex-shrink: 0; }

/* Compact single-column variant — for tag-grids nested inside a narrow column (e.g. homepage teaser lists) */
.tag-grid-compact { grid-template-columns: 1fr; gap: 8px; }
.tag-grid-compact a { padding: 12px 14px; font-size: 0.88rem; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }

/* Calculator widget */
.calc-widget { background: #fff; border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); border: 1px solid var(--line-200); overflow: hidden; }
.calc-widget .calc-head { background: linear-gradient(120deg, var(--navy-800), var(--teal-700)); color: #fff; padding: 28px 32px; }
.calc-widget .calc-body { padding: 32px; }
.calc-field { margin-bottom: 20px; }
.calc-field label { display: block; font-weight: 600; font-size: 0.9rem; margin-bottom: 8px; color: var(--navy-800); }
.calc-field .hint { font-size: 0.8rem; color: var(--ink-300); margin-top: 4px; }
.calc-field input[type="number"], .calc-field input[type="text"], .calc-field select {
  width: 100%; padding: 12px 14px; border: 1.5px solid var(--line-300); border-radius: 10px; font-size: 0.98rem; background: var(--ivory-100);
}
.calc-field input:focus, .calc-field select:focus { outline: none; border-color: var(--teal-500); }
.calc-field input[type="range"] { width: 100%; accent-color: var(--teal-600); }
.calc-radio-row { display: flex; gap: 10px; flex-wrap: wrap; }
.calc-radio-row label {
  border: 1.5px solid var(--line-300); border-radius: var(--radius-pill); padding: 9px 18px; font-size: 0.88rem;
  cursor: pointer; font-weight: 500; display: inline-flex; align-items: center; gap: 6px; transition: 0.15s;
}
.calc-radio-row input { display: none; }
.calc-radio-row input:checked + span { color: #fff; }
.calc-radio-row label:has(input:checked) { background: var(--teal-600); border-color: var(--teal-600); color: #fff; }
.calc-result { margin-top: 24px; padding: 24px; border-radius: var(--radius-md); background: var(--ivory-200); border: 1px dashed var(--line-300); }
.calc-result .amount { font-family: var(--font-display); font-size: 2.1rem; color: var(--navy-800); font-weight: 700; }
.calc-result .amount .gold { color: var(--gold-600); }

/* Form */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
@media (max-width: 640px) { .form-grid { grid-template-columns: 1fr; } }
.form-field { display: flex; flex-direction: column; gap: 6px; }
.form-field.full { grid-column: 1 / -1; }
.form-field label { font-weight: 600; font-size: 0.88rem; color: var(--navy-800); }
.form-field input, .form-field select, .form-field textarea {
  padding: 13px 14px; border: 1.5px solid var(--line-300); border-radius: 10px; font-size: 0.96rem; background: #fff;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus { outline: none; border-color: var(--teal-500); }

/* ==========================================================================
   Quiz / Insurance Readiness wizard
   ========================================================================== */
.quiz-widget { background: #fff; border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); border: 1px solid var(--line-200); overflow: hidden; }
.quiz-head { background: linear-gradient(120deg, var(--navy-800), var(--teal-700)); color: #fff; padding: 28px 32px 22px; }
.quiz-progress { background: rgba(255,255,255,0.18); border-radius: var(--radius-pill); height: 8px; overflow: hidden; margin-top: 16px; }
.quiz-progress-bar { background: linear-gradient(90deg, var(--gold-400), var(--gold-600)); height: 100%; border-radius: var(--radius-pill); transition: width 0.35s ease; width: 20%; }
.quiz-step-label { font-size: 0.8rem; color: rgba(255,255,255,0.75); margin-top: 10px; font-weight: 600; letter-spacing: 0.03em; }
.quiz-body { padding: 32px; }
.quiz-step { display: none; animation: quiz-fade 0.3s ease; }
.quiz-step.active { display: block; }
@keyframes quiz-fade { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: translateY(0); } }
.quiz-step h3 { font-size: 1.15rem; margin-bottom: 4px; }
.quiz-step .step-hint { color: var(--ink-500); font-size: 0.9rem; margin-bottom: 24px; }
.quiz-field { margin-bottom: 22px; }
.quiz-field:last-child { margin-bottom: 0; }
.quiz-field label.field-label { display: block; font-weight: 600; font-size: 0.9rem; margin-bottom: 9px; color: var(--navy-800); }
.quiz-field .field-note { font-size: 0.8rem; color: var(--ink-300); margin-top: 6px; }
.quiz-field input[type="text"], .quiz-field input[type="number"], .quiz-field select, .quiz-field textarea {
  width: 100%; padding: 12px 14px; border: 1.5px solid var(--line-300); border-radius: 10px; font-size: 0.98rem; background: var(--ivory-100);
}
.quiz-field input:focus, .quiz-field select:focus, .quiz-field textarea:focus { outline: none; border-color: var(--teal-500); }
.quiz-field textarea { resize: vertical; min-height: 90px; }
.quiz-inline-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 560px) { .quiz-inline-fields { grid-template-columns: 1fr; } }
.quiz-optional-note {
  display: flex; gap: 10px; background: var(--ivory-200); border: 1px dashed var(--line-300); border-radius: var(--radius-sm);
  padding: 12px 14px; font-size: 0.84rem; color: var(--ink-500); margin-bottom: 14px; align-items: flex-start;
}
.quiz-optional-note svg { width: 16px; height: 16px; color: var(--teal-600); flex-shrink: 0; margin-top: 1px; }
.quiz-nav { display: flex; justify-content: space-between; align-items: center; margin-top: 28px; padding-top: 22px; border-top: 1px solid var(--line-200); }
.quiz-conditional { display: none; margin-top: 14px; }
.quiz-conditional.show { display: block; }
.quiz-summary { background: var(--ivory-200); border-radius: var(--radius-md); padding: 20px 22px; font-size: 0.88rem; color: var(--ink-700); margin-top: 20px; line-height: 1.9; }
.quiz-summary strong { color: var(--navy-800); }
.quiz-sent-note { display: none; margin-top: 18px; background: var(--success-bg); border: 1px solid #cdeadd; border-radius: var(--radius-sm); padding: 14px 16px; font-size: 0.88rem; color: var(--teal-700); }
.quiz-sent-note.show { display: block; }
.quiz-error.calc-radio-row { outline: 2px solid #c0392b; outline-offset: 6px; border-radius: 10px; }

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer { background: var(--navy-900); color: rgba(255,255,255,0.75); padding: 64px 0 0; margin-top: 40px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr 1.1fr; gap: 32px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,0.1); }
@media (max-width: 980px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-brand { display: flex; align-items: center; gap: 10px; font-family: var(--font-display); color: #fff; font-size: 1.25rem; font-weight: 700; margin-bottom: 14px; }
.footer-brand img { width: 32px; height: 32px; }
.footer-col h5 { color: #fff; font-family: var(--font-body); font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 16px; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col a { font-size: 0.9rem; color: rgba(255,255,255,0.68); }
.footer-col a:hover { color: var(--gold-400); }
.footer-desc { font-size: 0.92rem; color: rgba(255,255,255,0.62); max-width: 280px; margin-bottom: 18px; }
.footer-social { display: flex; gap: 10px; }
.footer-social a { width: 38px; height: 38px; border-radius: 50%; background: rgba(255,255,255,0.08); display: flex; align-items: center; justify-content: center; }
.footer-social a:hover { background: var(--teal-600); }
.footer-social svg { width: 17px; height: 17px; }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; padding: 22px 0; flex-wrap: wrap; gap: 12px; font-size: 0.82rem; color: rgba(255,255,255,0.5); }
.footer-bottom a { color: rgba(255,255,255,0.6); }
.footer-legal-links { display: flex; gap: 18px; flex-wrap: wrap; }
.footer-disclosure {
  background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); border-radius: var(--radius-md);
  padding: 20px 24px; font-size: 0.84rem; color: rgba(255,255,255,0.6); margin-bottom: 40px; line-height: 1.7;
}
.footer-disclosure strong { color: rgba(255,255,255,0.85); }

/* ==========================================================================
   WhatsApp float button
   ========================================================================== */
.whatsapp-float {
  position: fixed; bottom: 26px; right: 26px; z-index: 150;
  display: flex; align-items: center; gap: 10px; background: linear-gradient(135deg, #2fe07a, var(--whatsapp-dark));
  color: #fff; padding: 14px 20px 14px 14px; border-radius: var(--radius-pill);
  box-shadow: 0 14px 34px rgba(37, 211, 102, 0.45); font-weight: 700; font-size: 0.92rem;
  animation: float-in 0.5s ease 0.3s both;
}
.whatsapp-float:hover { transform: translateY(-3px); }
.whatsapp-float .icon-circle { width: 34px; height: 34px; border-radius: 50%; background: rgba(255,255,255,0.2); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.whatsapp-float .icon-circle svg { width: 19px; height: 19px; }
.whatsapp-float .pulse-ring {
  position: absolute; inset: -6px; border-radius: 50%; border: 2px solid #25d366; opacity: 0; animation: pulse-ring 2.2s ease-out infinite;
}
@keyframes pulse-ring { 0% { opacity: 0.6; transform: scale(0.9); } 100% { opacity: 0; transform: scale(1.25); } }
@keyframes float-in { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }
@media (max-width: 640px) {
  .whatsapp-float { bottom: 16px; right: 16px; padding: 14px; }
  .whatsapp-float .label { display: none; }
}

/* ==========================================================================
   Utility
   ========================================================================== */
.mt-0 { margin-top: 0; } .mb-0 { margin-bottom: 0; }
.text-center { text-align: center; }
.text-muted { color: var(--ink-500); }
.flex { display: flex; } .items-center { align-items: center; } .justify-between { justify-content: space-between; }
.gap-3 { gap: 12px; } .gap-4 { gap: 16px; }
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.in-view { opacity: 1; transform: translateY(0); }

@media (max-width: 640px) {
  .section, .section-alt, .section-navy { padding: 56px 0; }
  .hero { padding: 40px 0 60px; }
  .cta-band { padding: 32px 24px; flex-direction: column; align-items: flex-start; }
  .hero-visual { padding: 0 10px; }
  .hero-float-badge { max-width: 168px; font-size: 0.78rem; padding: 10px 12px; gap: 8px; }
  .hero-float-badge .icon-chip { width: 32px; height: 32px; }
  .hero-float-badge.b1 { top: -14px; left: -6px; }
  .hero-float-badge.b2 { bottom: -14px; right: -6px; }
}