Free Tool

Family Protection Score

Answer a few honest questions and see where your family's protection has real gaps.

Check your score

Tick everything that's true for your family right now.

This score checks for the presence of eight common protection layers — it's a quick gap-finder, not a comprehensive audit of your actual policy quality (a policy could exist but still have thin sum insured or bad exclusions).

Use it as a conversation starter: whatever's unticked is usually the fastest, highest-value thing to fix first.

Ready to go deeper than a checklist? Let us analyse your insurance needs and get a written recommendation back from our advisory team.

Frequently asked questions

It just means there are gaps worth addressing — most families we talk to start somewhere in the middle. The point is identifying the highest-priority gap to close first, not achieving a perfect score immediately.

No — it's a quick, honest gap-finder. For a full review of your actual policy terms, sum insured adequacy and exclusions, talk to us on WhatsApp.

Want a human to sanity-check this number?

Tools give you a starting estimate. Send us your result on WhatsApp and we'll refine it around your real budget and goals.

Chat on WhatsApp